Rising bond yields are moving money across the world. Here is what it means for your investments in India.
Indian equities have had a difficult September. The fall has been driven mostly by events outside India: bond yields in the US…
NRI Assistance Services
From investing in India and GIFT City to managing NRE/NRO transfers, Indian tax filings and overseas reporting requirements, our role is to make the India side of your financial life simpler, more coordinated and easier to manage.
WHAT WE TAKE ON
We can help bring together the different parts of your India and cross-border financial affairs:
One coordinated view
Understand opportunities in India and GIFT City.
Invest
Navigate NRE/NRO movements and related requirements
Transfer
Manage Indian tax-filing requirements.
File
Consider tax and investment implications before transactions take place.
Plan
Coordinate relevant overseas reporting requirements.
Report
Work alongside your CA, tax advisor, bank, lawyer and other professionals where required.
Coordinate
We establish what applies to you, prepare what is required, and work alongside the professionals who file and execute.
WHEN INDIA IS PART OF THE PICTURE
Your Indian financial affairs,
coordinated
Investing in India & gift city
India can offer significant investment opportunities for NRIs, but the right route depends on your residency, investment objective, currency, taxation and regulatory considerations.
We help you understand the available investment avenues in India, including opportunities through GIFT City, and coordinate the investment process with the broader structure of your global wealth.
India tax filing
Indian tax obligations can become complicated when income, investments and assets span multiple countries.
We assist NRIs with their Indian tax-filing requirements and help bring together relevant information on Indian income, investments, capital gains and other taxable transactions.
Where your circumstances involve cross-border taxation, we coordinate with the appropriate tax professionals to consider the interaction between Indian and overseas tax obligations.
NRE-NRO transfers
Moving money between India and your country of residence or between your NRE and NRO accounts can involve banking, documentation, taxation and regulatory considerations.
We help you understand the appropriate route for your circumstances and coordinate the required process with the relevant banking and professional teams.
The objective is straightforward: Move money efficiently, transparently and with the right documentation.
Lower TDS certificate
TDS can sometimes be deducted at a rate that does not reflect your eventual Indian tax liability. Where applicable, we assist with the process of evaluating and applying for a lower or nil TDS certificate, based on your circumstances and applicable tax provisions.
The aim is to avoid unnecessary tax being withheld and reduce the need to wait for a refund when the appropriate tax treatment can be established in advance.
FBAR & FATCA reporting
Cross-border financial lives come with reporting responsibilities in more than one country. For clients subject to US reporting requirements, we assist in coordinating information required for FBAR and FATCA-related reporting, working with the relevant tax professionals where specialist filing advice is required.
It simply stops being your problem.
You should not have to become an expert in Indian taxation, banking regulations and cross-border reporting simply because you have financial interests in India.
We help you understand what needs to be done, coordinate the right professionals and keep the India side of your financial life connected to your broader wealth strategy.
Because managing wealth across countries should not mean managing
it in silos.
Investments in India, property, family transfers, bank accounts, tax filings and overseas reporting can create a web of obligations that becomes increasingly difficult to manage from another country
For NRIs who want India
to be simple.
Let's talk about your case
No pressure, no jargon - just an honest conversation about your options. We will help you understand what needs to be considered, which questions need specialist advice and where the family should begin.
Still Got Questions? We are here to help.
- I am planning to move to another country. When should I start planning my finances?
Ideally, before you move. The timing of your relocation can affect tax residency, investments, liquidity, banking and other financial decisions. Planning ahead gives you an opportunity to understand the implications before your circumstances change.
- I am moving abroad but want to keep my investments in India. Should I sell them before I leave?
Not necessarily. Whether an investment should be retained, restructured or sold depends on your objectives, tax position, liquidity needs and the rules applicable in both countries. We help you review the implications before making those decisions.
- How will moving countries affect my taxes?
A change in residence can affect how your income, investments and capital gains are treated. We help identify the relevant questions around tax residency, Indian taxation and cross-border considerations, and coordinate with appropriate tax professionals where specialist advice is required.
- How should I manage my money during the transition between countries?
Relocation can create expenses and financial commitments in two currencies and two countries. We help you plan liquidity, cash requirements, transfers, currency exposure and the timing of major financial transactions so that your finances remain organised during the transition.
Additional resources for your financial journey
We offer a robust collection of educational materials like webinars, video tutorials and other resources, to help you make informed decisions.
Gift City – Should you Invest?
Investments in (Gujarat GIFT City International Finance Tec-City) operate through its International Financial Services Centre (IFSC), allowing both resident Indians and non-resident…
