Rising bond yields are moving money across the world. Here is what it means for your investments in India.
Indian equities have had a difficult September. The fall has been driven mostly by events outside India: bond yields in the US…
Plan for the life beyond work.
It is also
The real question isn’t just
“Who gets what?” It is also
Who will make the decisions?
Who understands the family's wealth?
What happens when family members live in different countries?
How will children and future generations be prepared?
How should different assets be transferred?
What happens to a family business?
Estate & Legacy Planning
You spent a lifetime building your wealth.
Let us make sure your wealth, your wishes, your values and the relationships around them continue with as little uncertainty as possible.
There is no single estate-planning structure that works for every family.
Your legacy is more
than your assets
THE OPTIONS AVAILABLE
Wills & testamentary planning
For families with significant or complex wealth, the question is not simply whether a will exists, but whether it works coherently with the rest of the family's ownership, nomination and succession arrangements.
Trust & family structure
For some families, a trust or another appropriate structure may provide a framework for holding and transferring wealth across generations. The suitability of such structures depends on the family's objectives and the relevant legal and tax framework.
Family business succession
A family business can represent both financial wealth and family identity. Succession therefore involves more than transferring shares. We help bring financial and family considerations into one conversation and coordinate with the appropriate legal and professional advisors.
Gifting & Inter-generational transfers
Some families choose to transfer part of their wealth during their lifetime. This can create opportunities for the next generation to learn how to manage wealth before responsibility becomes unavoidable. The timing, structure and tax consequences of such transfers need to be considered carefully.
Charitable & philanthropic legacy
For families who want their wealth to create an impact beyond the family, philanthropy can become part of the legacy plan. This may involve defining the family's giving philosophy, deciding how future generations participate and establishing an appropriate structure with specialist legal and tax advice where required.
A portfolio can be inherited in a day.
Understanding it can take years.
We help families think beyond the transfer of assets.
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CROSS-BORDER ESTATE PLANNING
Your Indian CA may understand your Indian tax position. A lawyer in another jurisdiction may understand local succession law. Your investment advisor understands the portfolio.
Our role can be to help bring these perspectives together so that decisions are made with the whole picture in view.
When your family lives in more than one country, the estate does too.
Let's talk about your case
No pressure, no jargon - just an honest conversation about your options. We will help you understand what needs to be considered, which questions need specialist advice and where the family should begin.
Still Got Questions? We are here to help.
- My children are not interested in this yet. What should I do?
That is common. They do not need to become experts in wealth management overnight.
The conversation can begin much earlier and much more simply.
Sometimes it starts with a single meeting. No legal documents. No complicated structures.
Just a conversation about how the family built its wealth, what matters to the family and what the next generation should understand. Over time, that conversation can become a much more meaningful form of preparation.
- When should I start?
Estate planning is often postponed because nothing appears urgent. That is precisely why it is worth starting early.
Consider beginning the conversation when:
1. Your wealth has become materially more complex.
2. Your children are approaching adulthood or taking on financial responsibility.
3. A family business is entering a succession phase.
4. Family members are becoming residents of different countries.
You have substantial assets outside India.
5. You are considering gifting wealth during your lifetime.
6. Existing wills, nominations or structures have not been reviewed for several years.
7. A major family, business or residency change is approaching.
The best time to clarify your wishes is while you can still explain them yourself.
- What does Simplicity Investing bring to the table?
Estate planning sits at the intersection of wealth, family, law and taxation. We do not believe one professional should operate in isolation. Our role is to understand the family's wealth and financial architecture, identify the questions that need to be addressed, help evaluate the available options and coordinate with the family's existing professional advisors.
Where specialist legal or tax advice is required, we work alongside the appropriate professionals. We help ensure decisions are considered in the context of the family's broader wealth strategy.
- What should I expect as an outcome?
The objective is not to create the most sophisticated structure. It is to create one that your family understands, that reflects your intentions and that can be maintained as circumstances change.
Additional resources for your financial journey
We offer a robust collection of educational materials like webinars, video tutorials and other resources, to help you make informed decisions.
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